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Is this really a good deal?

Uncategorized Jan 10, 2022


I have seen a 20-30% BMV opportunity that is nearby and being sold at auction. What is the best and quickest way to purchase the property and ensure that, when I either flip the property or re-finance, it’s re-financed at the market value? The property is in good order and does not need any refurbing.
Do I need to keep the property for a certain amount of time before the...

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Cash buyers only - or not?

Uncategorized Dec 25, 2021

If a property is advertised as ***CASH BUYERS ONLY*** do you skip past it or take a closer look?
If you’re in the fortunate position of having enough cash to buy properties outright you’ll know that there are some great bargains to get. Cash buyers never pay full price!
However, if your cash pot isn’t there yet, you may see properties tagged ***CASH BUYERS ONLY*** as not for...

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When Two Kitchens Makes The Property Unmortgageable

Uncategorized Dec 10, 2021

Can I get a BTL mortgage on a house that’s got a small kitchen, one upstairs and one downstairs? It wasn’t converted into two recognised flats, its only where husband and wife wanted to have two separate living areas in the house.
With pretty much any standard BTL lender the answer is ‘No’, and there’s a very simple reason for this.

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Get your property investment started

Uncategorized Nov 25, 2021

If you want to get into property you’ll find that to get started you either need a hefty nest egg to invest or you need to tick the mortgage lenders boxes.  Usually, they want you to:

  •  Own at least one property already (usually your own home)
  •  Ear more than £25,000 a year
  •  Have a clean credit history

If you can’t tick all these boxes, you’ll reduce...

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Can I use a BTL mortgage for BRR?

Uncategorized Nov 10, 2021


I’m starting out in property and I was wondering, is there any way of using a BTL mortgage to do the BRRR strategy? I know the correct way would be using cash or a bridge, but I was hoping there could be another way? I would appreciate any help/advice cheers.


When you say the correct way is to use cash or bridging, then you know that BTL lenders won’t lend if...

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A bespoke approach to investment strategy

Uncategorized Oct 25, 2021

"I’m often asked for advice by new investors or people thinking about getting into property.  The most frequently asked question is ‘which is the right strategy for me?"

Unfortunately, there is never a definitive answer to that question!  The best strategy for anyone is hugely dependent on a number of factors relating to their personal situation.  So before you start...

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Buy-to-let mortgage for BRR?

Uncategorized Oct 10, 2021

"I’m starting out in property and I want to do the Buy-Refurb-Refinance (BRR) strategy. I know the correct way would be using cash or a bridge, but I was hoping that I could use a normal Buy-to-Let (BTL) mortgage - is this possible?"

When you say the correct way is to use cash or bridging, then you know that BTL lenders won’t lend if you declare your intent to redeem their mortgage...

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Why is the UK Property Market so Strong?

Uncategorized Sep 25, 2021

Why is the UK property market so strong?

Since we came out of lockdown the property market in the UK has completely defied even the most expert predictions.

A week or two into the first lockdown the voice of authority, Savills (a nationwide, very well-respected estate agent), wheeled out their top statistician who gave all their opinions on the future of the property market due to the pandemic....

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Advice for the New Investor

Uncategorized Sep 10, 2021

Advice for the new investor


I'm brand new to property investing.  I've set up my limited company and have been offered a rate from a broker for a studio apartment I've reserved with a commercial ground floor (30% down on £97k at 3.4%).  They said some other lenders were at capacity on the property.  

Should I go with this or should I be getting other quotes. I...

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Investing in Property With a Windfall

bridging finance Aug 25, 2021

When you get an unexpected windfall, especially a substantial one, it’s not going to earn you anything sitting in your bank account.  If you’re into property - or you see it as the means to get into property it’s easy to get carried away.

For arguments sake, let’s say you’ve just got £200K land in your bank account.  If you mention ‘I’ve...

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