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Cash buyer territory

property investment Feb 25, 2020

If you’re nowhere near being in the position to buy properties outright, read on - there’s a way you can benefit from all the advantages of being a cash buyer, without having a huge wad of cash.

Cash buyers have advantages:

  • They don’t have to mess around applying for and getting approval for a mortgage
  • They don’t have to do battle with the mortgage lender about whether...
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Why bridging works

property investment Oct 25, 2019

Property investment tends to depend on you having worked hard to save a nest egg that will provide you with a deposit to buy your first property.  If you’re planning to get into property seriously, you’ll need cash for refurbs too.  Saving up takes time.

The challenge is that you need at least 25% of the cost of your chosen property as a deposit, in order to get a...

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Teflon coated beliefs

property investment Oct 20, 2019

The property investment industry is surrounded by doubting Thomases.  These are the friends and family who think that, while it was easy to make a fast buck prior to the credit crunch, property is now a mugs game. 

These people are not property investors - and never have been - but they know someone who lost their shirt.  Or more likely, someone who has heard of someone who lost...

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The formula for success

property investment Sep 25, 2019

Successful property investment depends on knowing your stuff.  Going on what someone else has suggested is like doing business in a new country without doing any research!

When it comes to funding your investment you need to understand what a good deal really looks like and where to get the funding that allows you to work your way.

There’s no short-cut to doing due diligence

When you...

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Fast Fluid Finance

property investment May 10, 2019

This is how to create a flow of cash from one project to the next as seamlessly as possible.

Bridging finance is a smart solution in many situations – but not all bridgers work the same way.  You need a bridger who will lend on the property’s VALUE, not what you are actually paying.

When it’s time to refinance, you will need to to convince the lender’s surveyor of...

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Property is all in the mind

property investment Apr 30, 2019

I believe that mind-set is the defining factor between success and failure in property – and in any other area of life.

I meet people in property all the time and the people I meet are at every stage of the property journey from the ‘thinking-about-it’, through the ‘just-getting-started’ and ‘property-as-a-sideline’ to the professional property...

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Are you ready to be a portfolio landlord?

property investment q&aa Apr 20, 2019

THE QUESTION

How can I learn about the pitfalls and benefits of making the step up to a Portfolio landlord?

I have been advised by my mortgage advisor that there are additional challenges gaining finance once you move to this and I am almost there.

THE ANSWER

Any mortgage broker should be able to explain how applying for a mortgage as a portfolio landlord differs.  They should know what...

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9 strategies to finance your property purchases

property investment Apr 10, 2019

The obvious way to purchase an investment property is a buy-to-let mortgage.  This is great if you’re building a property portfolio and intend to have a mortgage for a long period and pay it off over time.  

However, some investors aren’t buying to let, they may have a buy-to-sell strategy or buy to convert to alternative use – for instance to an HMO, commercial...

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Unmortgageable? Disaster or deal?

property investment Mar 30, 2019

When a property is unmortgageable that rules out everyone who hasn’t got a big wad of cash to buy it outright.  In any case, who would buy an unmortgageable property? Doesn’t that mean it’s a lemon?

No, unmortgageable properties can have substantial profits locked inside the front door!

The problem is that mortgage lenders are conservative and keenly focused on only...

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6 steps to negotiation success

property investment Mar 10, 2019

When you’ve found a property you want you’re not going to pay top dollar – especially if there are good reasons to get the price down.  To do this successfully you need to learn smart negotiation skills.

The Negotiation Transformer model uses Powerful Positioning to guide you through the negotiation process successfully.  It uses the acronym SPEECH to help you...

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