Most property investors start out using buy-to-let (BTL) mortgages to finance their property purchases. The problem is that then your capital is trapped – at least for a while – and your ability to buy more properties is limited. But not if you’re a Ninja Investor!
Property investment is not just for people who have substantial cash reserves – anybody can become a successful property investor with a relatively small amount of available cash.
Ninja Property Investors have developed a mind-set that isn’t limited to only buying properties through a mortgage. With the right techniques they can buy any property that they’ve assessed as a profitable investment – whether it’s mortgageable or not.
This speeds up their property portfolio growth – or profit generation because they know how to buy more property, faster, with less cash.
The secret is to think like a cash buyer – and to do that you need a powerful mind-set to enhance and expand what you can achieve. This will significantly reduce the time it takes to achieve your property goal.
Almost every investor that has the Mortgage Buyer mind-set has it because they don’t have sufficient cash to enable them to think like a cash buyer. There is a simple financial structure that allows you to do this – bridging finance.
Bridging finance allows you to make the paradigm shift by being able to mimic the ways that cash buyers buy property without actually needing to have the cash in the bank.
Some people think bridging finance is expensive and costs more than it’s worth. Actually, the returns on your investment far outstrip the costs when the deal is right – and it makes it possible to do things that mortgages don’t allow you to do. That’s where the profits are.
Do keep an eye on costs, but don’t become blinkered to the profitability in a deal. If you identified a deal with £40,000 profit to be made and a bridging loan would cost you £10,000 in fees and interest, reducing your profit to £30,000; what would you do? Would you walk away or take the £30,000 profit?
What are the benefits of using Ninja Investor strategies?
If you’d like to learn how to become a Ninja Investor take a look at www.ninjainvestorprogramme.co.uk.